Tool Terms of Use

The renovation payback estimator

Lux Oasis Interiors & Renovation

Version 1.0 · Effective 1 September 2026

01Who provides this tool

The renovation payback estimator on luxoasisrenovations.com is provided by Lux Oasis Advisory & Services LLC, a company registered in the Sharjah Free Zone (SHAMS), United Arab Emirates, licence number 2645909, TRN 104722180700003 ("we", "us", "our"), trading for this purpose as Lux Oasis Interiors & Renovation.

By using the estimator you accept these terms. If you do not accept them, do not use it.

Lux Oasis Advisory & Services LLC and Lux Oasis Holiday Homes are two separate companies registered in the United Arab Emirates. Neither owns the other. Lux Oasis Holiday Homes holds a DTCM licence and operates a short-term rental portfolio in JBR, Dubai Marina and Downtown Dubai. It is our operating partner: the live operation in which our systems and methods are tested before they are offered to clients. Lux Oasis Advisory & Services LLC does not hold a DTCM licence and does not operate short-term rental accommodation.

02What the estimator is

It is a calculator. It takes five numbers you type in, applies six fixed arithmetic formulas to them, and shows you the results. The formulas are published on the page under "How this is calculated" so you can check them, and they are simple enough to run on paper.

It is free, it requires no sign-up, and it runs entirely in your browser. The numbers you type are never sent to us or to anyone else. We never see them.

03What the estimator is not

It is an estimate, not a forecast. It contains no market data. It contains no assumptions of ours. It makes no prediction about your property and no promise about your returns. It multiplies the numbers you typed.

It is not advice of any kind. It is not financial advice, investment advice, mortgage advice, tax advice, a valuation, an appraisal, a survey or a projection of returns. Providing it is not a regulated activity and we are not authorised to provide, and do not provide, any regulated financial service. We do not provide, arrange or introduce financing or mortgages of any kind.

It is not a quotation. No output from it is an offer, a price, a budget or a commitment by us to any scope, cost or programme.

04Results depend entirely on your inputs

Every figure the estimator shows is derived from the five numbers you typed. If those numbers are wrong, optimistic, out of date, or not achievable for your unit, the outputs will be wrong by the same margin, and the estimator has no way of telling you so. It does not check your inputs against any market, any comparable property or any data source, because it has none.

The starting values shown when the page loads are placeholders so the tool is not empty. They are not our view of your property, your market or your rate, and you should replace all five before reading anything into the result.

05What the arithmetic deliberately ignores

"Simple payback" means exactly that. The estimator ignores finance costs, interest, taxes, vacancy between bookings, seasonality, platform and management fee changes, maintenance, replacement of furniture and equipment, service charges, insurance, the cost of the works overrunning, and the time value of money. It treats operating costs as unchanged by the renovation, so they affect the "net monthly income" line only, never the uplift and never the payback figure.

A five-year cumulative figure produced this way assumes a rate, an occupancy and a cost base that hold for five years. Nothing in the market guarantees that.

06No warranty

The estimator is provided as it is and as available. We do not warrant that it is accurate, complete, error free, uninterrupted, or fit for any particular purpose, and we do not warrant that its outputs are achievable. We may change, suspend or withdraw it at any time without notice.

07No reliance, and no liability

You should not make an investment, purchase, sale, financing or renovation decision on the basis of the estimator's output. Any decision you take is yours alone, and you should take your own professional advice before taking it.

To the fullest extent permitted by law, we accept no liability of any kind for any loss or damage arising out of or in connection with use of the estimator or reliance on its outputs, including loss of profit, loss of revenue, loss of bookings, loss on resale, loss of opportunity and any indirect or consequential loss.

Nothing in these terms limits liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any liability that cannot lawfully be limited.

08Relationship to our other documents

If you become a client, our Terms of Engagement and your Project Engagement Letter govern the work, and nothing produced by the estimator forms part of them or of any budget we prepare for you. Our Privacy Policy and Cookie Policy describe what the website does with information, which in the case of this tool is nothing.

The published figures for the completed project in The Greens shown elsewhere on the site are the actual figures from one completed transaction, stated after transaction, finance and holding costs. They are historical. They are not a forecast and are not an indication of what any other property will return. The estimator does not use them and is not calibrated to them.

09Fair use

Please do not scrape, republish, embed or resell the estimator or present its outputs as your own analysis or as ours. The tool, its formulas as presented, its layout and its code are ours.

10Language, changes and law

These documents are written in English. English is the governing language. If they are translated, the English version prevails.

We may change these tool terms. The version in force is the one published at the time you use the tool, and every version carries a version number and an effective date.

Governing law and jurisdiction are as stated in our Terms of Engagement. [PLACEHOLDER: to be selected before publication.]

11Contact

Lux Oasis Advisory & Services LLC, Sharjah Free Zone (SHAMS), United Arab Emirates.

Email: info@luxoasisadvisory.com · WhatsApp: +971 58 508 9283

This document has been prepared for review and requires sign-off by a qualified UAE lawyer before publication. It is not legal advice.